The next DeFi generation
Today, when you buy your house, you head to the bank
Thanks to Velta DeFi, you borrow without going through banks
Velta is a decentralized finance (DeFi) platform specializing in long-term real estate financing, offering loans up to 25 years. Leveraging blockchain technology, Velta provides a secure and transparent alternative to traditional mortgage systems. The platform’s compliance with the Markets in Crypto-Assets (MiCA) regulation ensures adherence to European Union standards, enhancing trust and reliability for users. By integrating financial and legal expertise, Velta enables borrowers to access real estate financing through a decentralized, user-friendly interface, revolutionizing the mortgage industry with innovative blockchain solutions.
Long-term real estate loans
Velta enables long-term real estate financing (up to 25 years) on blockchain, which is a unique innovation in the history of DeFi.
Indexed collateral
Velta uses a financial mechanism that indexes the value of deposited collateral to marketable assets. In this way, VELTA reduces the risk of liquidation being triggered.
Basic yield
Rates of return outperforming the market average in USDC for liquidity providers.
Additional yield
Complementary yield denominated in $VTA for liquidity providers.
« Velta is the only organization in the world that provides unique long-term real estate financing options up to 25 years through DeFi, bypassing traditional banks and ensuring the protection of the collateral used as a guarantee. »
Vincent Kem PHETSOMPHOU
ONGOING NFT AIRDROP EVENT !
Velta is giving away a free NFT with a random value ranging from $1 to $50,000.
Velta understands the importance of growing its community, as the community is the strongest ambassador for Velta’s upcoming ecosystem. That’s why we are committed to supporting our loyal and engaged members by randomly offering them a Community NFT (Non-Fungible Token). Owning a Velta NFT strengthens the bond between Velta and its community.
Once our DeFi platform is launched and $160 million has been borrowed, we will conduct an airdrop in stablecoins for all NFT holders, matching the corresponding value.
Our Roadmap
march 2025
Build a community
200,000 Community NFTs will be allocated to Velta’s original members. When the time comes, VELTA will redeem these NFTs at the corresponding price of one of the 6 NFT categories that have been randomly allocated free of charge.
MARCH 2025
velta app & private sale
Velta App : Discover NFT prices directly in the app. Available on the App Store and Google Play. $VTA Token now in private sale via the app. From $0.10 to $0.20. As a Velta NFT owner, you have access to the Private Sale.
may 2025
Marketing campaign
Launch of the communication and marketing campaign
3rd quarter 2025
IEO & LISTING
Launch of the IEO : Sale of $VTA Token on a partner exchange, then listing at $0.33. Then listing in an others Exchanges
1st quarter 2026
After compliance with MiCA regulations, launch of VELTA’s DeFi platform, deployment of liquidity pools, and long-term loans (up to 25 years)
3rd quarter 2026
Deployment of the VELTA ecosystem
REDEEM NFTs
REDEEM NFTs at their promised value once the goal of $160 million in loans has been issued. The date will depend on when the target is reached.
Our Partnerships
Arthera
Arthera is a project revolutionizing blockchain with its unique Subscription Management Platform (SMP) and Gas Pass model.
Polygon
Polygon is a Layer 2 scaling solution and multi-chain platform for Ethereum, enabling faster, low-cost transactions and interoperability for decentralized applications and blockchains.
Team
Vincent Kem PHETSOMPHOU
Chief Executive Officer
Founder of Velta
With 18 years of experience in finance and wealth management, he has held positions as a consultant, in middle management, and in top management. He is a former member of an executive committee in a company with 7,000 employees.
As a member of a DAO, he has been part of a futures lab since 2018, focusing on designing new Dapps.
He is an NFT/DeFi entrepreneur specializing in managing copyright and image rights in the realm of photography, digital content and blockchain applications tailored to real-world needs.
He is included on the list published by the French government’s ministerial decree dated July 14, 2014, as a recipient of the Sports Medal for his athletic commitment and his status as a medalist at the World Taekwondo Games.
Henri CAPELLE
Chief Legal Officer
Co-Founder
He has nearly 20 years of experience as a legal professional. He passed the Luxembourg bar exam (Lawyer) and is specialized in commercial and corporate law, labor law, intellectual and industrial property law, and business law.
He also teaches labor law and anti-money laundering law at higher education institutions.
His role is to ensure that Velta complies with MiCa regulations through both internal and external processes, while anticipating future developments in the Web3 industry from a legal perspective.
Frederic NAGALINGUM
Chief Operations Officer
Co-Founder
Boasting over 19 years of experience in wealth management consultancy, both as an employee and an entrepreneur, he possesses a keen focus on real estate investment and expertise in tax and asset optimization.
His role at VELTA involves bridging the gap between the Web3 economy and the TradFi. He is responsible for monitoring and managing clearinghouses that connect Velta’s DeFi platform with real-world assets.
Nina GLORIE
Chief Finance Officer
Associate
Nina Glorie is an experienced finance leader with over 15 years of track record. She started as an accountant at Natixis Investment Bank in Paris, then as a Financial Analyst at Elsevier (RLX) in Amsterdam. She then moved to the headquarter of UBS in Zurich, where she remained for over a decade and built out her career through varied finance roles in the Investment Bank, Wealth Management and Group Accounting & Controlling.
In 2022, Nina became the seasonal CFO and co-founder of Consolitech Switzerland AG, working remotely from Hong Kong. In addition, she has been appointed as the seasonal CFO at VELTA in 2024. Nina studied accounting at the CNAM University and is a management level candidate in the Chartered Global Management Accountant (CGMA) program. She also has professional certifications in Blockchain and Fintech from the Hong Kong University.
Vincent LEGRAND
Software Engineer – Back-End and Blockchain Specialist
Associate
Vincent LEGRAND is a passionate developer with a strong academic background. After completing a preparatory class in advanced mathematics, he turned to computer development, his true passion.
He holds a Master’s degree in 3D rendering and has concurrently deepened his skills in web development, specializing particularly in back-end development. At a young age, Vincent distinguished himself as a chess champion, winning numerous competitions. This experience allowed him to develop valuable analytical and strategic skills that he applies in his work as a developer.
He is also interested in blockchain technology and the numerous opportunities it offers. Proficient in various languages and technologies such as C++, C#, JavaScript, TypeScript, the Angular framework, and Solidity, Vincent contributes to the development of Velta’s applications.
Andrea CHALAS
Full Stack Developper
Associate
Daniel CASANOVA
Community Manager
Daniel CASANOVA, based in Monaco, holds a degree in Management and Marketing & Communications.
His experience as a Community Manager for startups like StormX and BeFaster has equipped him with a deep understanding of community needs within the cryptocurrency and blockchain space. Daniel is dedicated to making these complex concepts accessible to everyone through his approachable style, educational mindset, and commitment to transparency.
Unlike influencers, he focuses on delivering clear and objective information, empowering individuals to make informed decisions.
$VTA Token Sale
VELTA will issue the $VTA token with fixed total supply of only 300,000,000. There is a burn mechanism to reduce circulating supply. We will initially deploy our token on the Polygon Network. You can find out our Tokenomic :
- CEX / DEX / DeFi : 80,000,000
- Team : 20,000,000
- Private Sale : 3,000,000
- Public Sale : 187,000,000
- Providers / Partners : 10,000,000
$VTA SALES STAGES
Our sale is divided into three stages : the Private Sale, the Presale, and the Final Sale.
Each stage offers a different token sale price and offering.
Private Sale :
The first step is the Private Fundraising through the Private Sale.
During this phase, a limited number of tokens (only 1.6%) will be available for purchase at the exclusive price from $0.10 to $0.20 per token.
Presale :
Following the Private Sale, we enter the Middle Sale stage. In this phase, additional tokens will be offered to a broader audience at a price of $0.28 per token.
Final Sale :
The marks the last stage of our public offering. During this phase, the remaining tokens will be made available to the general public at the final sale price of $0.33 per token.
How to access the Private Sale ?
Only individuals who have downloaded and installed our VELTA APP and own at least one VELTA NFT (free VELTA NFT Airdrop available in the VELTA APP) are eligible to participate in the Private Sale. (Subject to nationality requirements as outlined in our Private Sale terms and conditions.)
Download the VELTA APP for free, claim your NFT Airdrop valued between $1 and $50,000, and secure your spot for the Private Sale.
CONTACT US
About US
About US
Velta is a decentralized finance (DeFi) platform specializing in long-term real estate financing, offering loans up to 25 years. Leveraging blockchain technology, Velta provides a secure and transparent alternative to traditional mortgage systems. The platform’s compliance with the Markets in Crypto-Assets (MiCA) regulation ensures adherence to European Union standards, enhancing trust and reliability for users. By integrating financial and legal expertise, Velta enables borrowers to access real estate financing through a decentralized, user-friendly interface, revolutionizing the mortgage industry with innovative blockchain solutions.
Terms of Use for Velta.org – Rules of NFT Event – Terms of Use for Velta Apps – Privacy Policy for Velta Apps – Velta App Support